Finance gives us a profound look into the human mind as we come to understand the value people place on specific types of goods and services, on their own time, on the potential to earn more money or on the amount of risk inherent in every financial decision we make.

Each time you buy or sell something, two people have voted to agree that the value of the exchange was comparable, with each party earning more value in the exchange than they would have by keeping the resources or money they already owned.

By contrast, by refusing to buy or sell at a given price, you have voted to say that the value is not comparable, though others might disagree – even if you do not buy or sell the thing in question at a given price, someone else may be willing to accommodate that price.

We can look deep into the priorities and values that an entire society holds by looking at prices, as higher prices indicate that people place greater value on something, while lower prices indicate that people, on average, place lower value on something.

All the needs, desires, hopes, dreams, comforts, resentments, and jealousies which exist within an entire culture, then, can be understood in terms of price, money, and exchange – such is finance.

When doing anything related to financial management, you are actually managing your values. All the work you have ever done, everything you will  ever own, your quality of life, your hopes for the future,  your tastes and opinions, and even your personality are all encompassed in your personal finances.

Each financial decision you make is an expression of your life and  your mind, so much so that a person’s  financial well-being plays a critical role in their emotional state.

As several studies have shown wealthy and rich people truly are happier and more confident, while those who struggle  financially suffer the stress and hardship  that comes with uncertainty and loss, and trouble with money is the most commonly reported cause for divorce.

Financial management actually has very little to do with money – money is just a unit of measurement —financial management is about taking control of your life.

Financial Literacy Month Campaign April 2022 was a huge success. We thank you all for your support and encouragement. Watch our activities preview in this video;

October is Estate and Gift Planning Awareness Month Campaign, get in touch to support, and participate!

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Contact Peter: peternyarko403@gmail.com

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Accra, Ghana.