The New Year brings new opportunities to develop better habits and achieve better financial health. To set yourself up for success in 2023, kindly consider these money tips. 1. Check Your overall Financial Position Take a snapshot of your overall financial health and an easy way to get a general sense of how you’re doing. […]
Personal cash-flow management and managing your spending habits are key areas of personal financial management, and are concerns for many families. With fantastic new products arriving in the market daily, managing available cash becomes quite a challenge. This also becomes more challenging as we move into the various higher purchasing times – birthdays, vacations, back […]
Habits are the small decisions you make and actions you perform every day. According to Duke University Researchers, habits account for 80% of our behaviours on any given day. This is to say; “your life today is essentially the sum total of your habits.” “How in shape or out of shape you are; a result of your […]
Finance gives us a profound look into the human mind as we come to understand the value people place on specific types of goods and services, on their own time, on the potential to earn more money or on the amount of risk inherent in every financial decision we make. Each time you buy or sell […]
A BUDGET is a PLAN for your MONEY Unfortunately, the word budget has gotten a bad rap. When it all boils down, a budget is basically just a plan for your money. Budgeting means you are spending with PURPOSE before the month begins. But many people view a budget as a straitjacket that will keep […]