Big Joe had a dream, he wanted to own a business. After serving in the police service, he knew that with a little extra training, he could use his skills to start a ventilation and air conditioning company. He and his wife saved every month until they reached their savings goal to start their business. […]
“I’m Waiting To Retire So I Can Enjoy Financial Freedom, The Biggest Lie By The Masses.” Early in life, you’re taught that you should go to college, get a good paying job, get married, buy a house, start a family, make even more money, buy an even bigger house, send your kids to college and […]
Woohoo! Your Certified Financial Fitness Coach has landed. I’m not a title guy, but I’m glad I can proudly add to my name the word “Certified Financial Fitness Coach” to help me do more of what I love doing. Peter Asare Nyarko, FFC® This word means a lot to me and here is the journey […]
When the going gets tough, put one foot in front of the other and just keep going. Don’t give up. Roy T. Bennett, The Light in the Heart Whatever you accomplish in life, there will be moments when things do not go as planned, times when everything appears to be working against you and times when […]
No one has ever saved their way to wealth. Investing has always,… yes! always been the way to wealth. However, there are reasons for some, where saving may be better than investing. One of the key reasons you should save money is to invest it. We save with the intention to spend money in the […]
Marriage is a beautiful bond between two people which binds them in a strong relationship throughout their lives. I sit with newly wedded couples almost every month to assess their financial situation and concerns. Interestingly, most newly wedded couples are not on the same wavelength or page when it comes to finances and money matters. Marriage […]
Center for Financial Literacy Education Africa CFLE Africa represents both consumer finance education, and financial service and product providers strategic partnership and consulting. We are key advocates for consumer finance knowledge – sharing the essential principles to personal finance knowledge. However, we also serve as consultants and work with the financial service and product providers […]
Personal cash-flow management and managing your spending habits are key areas of personal financial management, and are concerns for many families. With fantastic new products arriving in the market daily, managing available cash becomes quite a challenge. This also becomes more challenging as we move into the various higher purchasing times – birthdays, vacations, back […]
Many people mistakenly believe that since they are not “rich” they do not need to do any financial, estate and gift planning. This attitude can be financially harmful and can be avoided with proactive action. In support of The Improving Financial Awareness and Financial Literacy Movement Movement, we thought an article on selecting “your right” […]
In a conversation with one of my mentors, the word GREED came up in our discussion. He said something that was so touching. He said and I quote “GREED is not WEALTH, there’s too many greedy people around, taking advantage of ignorance and vulnerable souls – promising skyrocketing strategies to wealth, high returns on their […]