Cfle Africa

Before the Commitment – Choosing A Life Partner – Peter Kwadwo Asare Nyarko

Choosing a life partner is the most important decision you will ever make – far more crucial than choosing a job, an investment portfolio, a house or group of friends. All the decisions you make will be together, you’ll have to sleep next to them every night and you’ll still have to love them when you’re both old and wrinkly.

So it’s vital to make sure you’re looking for the right things before you commit to him or her.

A good friend of mine keep saying, “PKAN, let’s get our marriage right. Let’s marry for the right reasons. Let’s marry for our purposeful journey. Marry her for all the good reasons and not for her physical appearance.”

Here are some things to look out for before you commit to her/him;

Ability to cope with your family

Your family will always be a key support system in your life. They can tell if your prospective life partner is suitable or unsuitable for you. If he or she cannot cope with your family members, you might be choosing a wrong partner.

Find someone who makes you laugh.

A sense of humor can help you overcome many of life’s obstacles. If someone can make you smile when you don’t feel like it, that’s a great quality.

Choose someone who respects you

When choosing a life partner be sure to select someone who will respect all aspects of your life. Mutual respect is one of the defining traits to look for in a life partner.

Find someone who have shared values

Having shared values reinforces the foundation of your relationship. Simple things such as consensus on the number of children you want or living within your means create a conducive environment for your relationship to thrive.

Choose an honest life partner

If a relationship is not enshrined in a culture of honesty and trust, it will definitely fail. Choosing a life partner who does not refrain from open and genuine communication is important.

Throw out the Idea of Perfect

Don’t make a checklist — mental or otherwise — of traits your future partner must have. You can’t conjure up your perfect mate and go buy said robot at Target. If you must make a list, make a list of deal-breakers: no smokers, no drug addictions, no one with a violent felony conviction. Those are healthy boundaries to set.

Know how they handle anger

You’ll need to observe this one rather than asking about it. Watch how they behave when they don’t get their own way, are disappointed, or feel angry. How people act with others under these circumstances says a lot about how they will one day act with you.

Find someone who have the same financial and social standards

It is not always important to have the same status, but having a similar financial and social standard helps in thriving together. If one person is very poor and the other is very rich then there is a possibility of being called a gold digger.

But there is no exact rule book but do check if your potential partner has the zeal to make it later in life.

Leave your comments if you find this helpful. Share with your family and friends!

Author

Peter Asare Nyarko

Comments (2)

  1. Flamboyant
    May 17, 2022

    Beautiful article. Very insightful

    • Peter Asare Nyarko
      May 17, 2022

      Thank you

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1. 
. PAPERWORK In an emergency, could someone in your family quickly find your important papers— birth certificate, bank account records, health care directive, insurance policies, credit card records, will, etc.?

2. 
NET WORTH Do you know your current net worth and how you hold title to your various assets?

3. 
CASH FLOW MANAGEMENT Do you have enough cash available (in bank accounts or easily cashed securities) to cover yourself and your family for at least six months of no work?

4. 
BUDGET Do you and your family have a useful, written monthly budget?

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EXPENSES Do you think you’ll be able to pay ‘all your bills’ on time every month for the next 12 months without a paycheck?

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EMPLOYMENT BENEFITS Do you understand and, if appropriate, utilize all your employment benefits to your advantage?

7. 
GOALS Do you know what’s really important to you; and have you written your personal and financial goals for yourself and your family?

8. 
FINANCIAL INDEPENDENCE/RETIREMENT Do you know when you expect to be able to retire / become financially independent?

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FINANCIAL INDEPENDENCE/RETIREMENT Do you know how much income & assets you will need to enjoy your retirement years; to live a quality life, including any special gifts or bequests to family, friends and nonprofits?

10. 
FINANCIAL INDEPENDENCE/RETIREMENT Have you calculated the amount of money required to reach your financial goals?

11. 
MAJOR EXPENDITURES - Have you thought about and made a list of major expenditures you can expect over the next five years and where the money will come from to pay for them?

12. 
INVESTMENTS - Do you think your current investment plan(s) will meet your retirement needs?

13. 
TAX DEFERRAL Do you think you are making the best use of tax-deferred investment plans for retirement?

14. 
TAXES Do you know the income tax rates on your last earned dollar?

15. 
INSURANCE / RISK MANAGEMENT Do you think you have the right amount of insurance— life, health, disability, long-term-care, auto, home/renter’s, fire/flood/earthquake, liability, etc.—not too little, but not too much?

16. 
ESTATE & GIFT PLANS Do you and your family have current wills?

17. 
POWER OF ATTORNEY Do you and your family have a current Power of Attorney?

18. 
ADVANCE HEALTH CARE DIRECTIVE Do you and your family have a current Advance Health Care Directive?

19. 
CHARITABLE GIVING Are your favorite causes or nonprofits included within your estate & gift plans for a bequest, planned gift, or as a primary or alternate beneficiary for life insurance or retirement plans?

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